Capitalwize Cash
SAVE: SMARTER
Why open an account with us?
Earn More.
Get up to 1.83% APY with Capitalwize Cash Account, seamlessly integrated with your Capitalwize investments. Now your money can work even harder for you.
Every Fee Wiped Out.
Zero fees. You read that right. With Betterment Everyday Checking, get ATM fees reimbursed worldwide, with no account fees, overdraft fees, or minimum balances..
FDIC Insured.
Simple enough: Up to $1,000,000.00† on Savings and up to $250,000 on Checking, so you know your money is in good hands.
Banking, reimagined. 24/7 Access from anywhere.
Cash Reserve
Our high-yield account built to help you earn more on every dollar you save.
Earn up to 1.83% APY*
Our variable rate is one of the highest in the nation.
Eligible for FDIC insurance up to $1M*
Your money is insured after it’s deposited at our program banks.
Unlimited transfers in and out
Move your money as often as you need to.
Getting a better savings account is not the only way you can work with us. Whether it’s your future retirement is you have a major purchase, or you want to save for your childs education, we got you.
Safety Net
“I want to build an emergency fund.”
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Individual, Joint
Retirement
“I’m planning for life after work.”
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Traditional IRA, Roth IRA, SEP IRA, 401(k) and 403(b) Rollovers
Major Purchaes
“I’m saving for something like a wedding or a house.“
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Individual, Joint
Education
“I’m saving for my child’s education.”
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Individual, Joint
General Investing
“I just want to build my wealth over time.”
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Individual, Joint
Everything Else
“I want to manage another account through Capitalwize.“
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Individual, Joint, Trust
Frequently Asked Questions
Pricing and Interest details?
Capitalwize Cash™ Cash Reserve has no fees on your account balance and no minimum balance. The minimum deposit is $10. Learn more about how we earn money.
Capitalwize Cash Checking has no monthly maintenance fees, no overdraft fees, no minimum balance, and ATM fees are reimbursed.
If you join the waitlist for Capitalwize Cash Checking, we’ll boost the variable rate on your Capitalwize Cash Reserve account to 1.83% APY*.
Don’t want to be added to the waitlist? No problem, you’ll still earn 1.53% on your cash.
Checking and Debit Card Access
We’ll let you know when our checking product and the Capitalwize Visa Debit Card become available. If you’re interested in joining the waitlist for Capitalwize Everyday Checking, when you sign up for your savings account, you will automaticaly be notified.